Simple, Affordable Final Expense Insurance

Simple, Affordable Final Expense Insurance

“No Exam” Application Process

Affordable Monthly Rates

Peace of Mind for you and your loved ones

Are you worried that . . .

  • Funeral or cremation expenses will be an extra burden for your loved ones?
  • You’ll get stuck with a second-rate insurance company?
  • You don’t have a plan to manage expenses when you’re gone?

Build Your Plan

It’s as simple as 1-2-3.

  1. Schedule a call or in-person appointment.
  2. Complete a Personal Health Interview.
  3. Activate Your Final Expense plan.

Final Expense Insurance Helps You . . .

  • Provide a clear plan for the people you love.
  • Lock in affordable monthly rates.
  • Leave a LEGACY, not loose ends.

What is Final Expense Insurance?

Final expense insurance is simply whole life insurance with a reduced death benefit of $5,000 to $35,000. It is designed to pay for “final expenses” – the cost of funeral or cremation services and the associated costs. By reducing the benefit amount, the insurance company is able to offer a more affordable plan but still provide adequate coverage for most final expense situations. When you choose a plan through Final Act of Love, you’re not buying from a funeral home. That means the benefit you leave behind can be used for final expenses or it can be used to create a legacy gift for the people or causes you care about.

Our agents are independent. That’s good news for you! We work with more than 30 companies, and we make sure they are all A-rated (or better). We will help you find excellent coverage at an affordable cost.

Why Now?

Many people underestimate the costs associated with a funeral and burial. The cost typical funeral services averages $8,500. When a burial plot, headstone, and transportation are included, the price goes up even more. Cremation is a more affordable option, but a funeral service with cremation still averages more than $6,000. Many families will not have the resources to pay these expenses without financial stress. An affordable insurance plan can be an excellent solution.

Your life insurance rates are determined by two primary factors – your age and your health. Each year you put off buying it, the price increases. Acting now could save you money in the long run.

What should I know?

If you’re planning to buy insurance to cover your final expenses, here are some important questions to ask:

  • Will premiums stay level or increase with time?
  • Who will get any money that’s left over after expenses have been paid?
  • Can the beneficiary be changed if my situation changes?
  • Does the policy acquire cash value?
  • Are there any “living benefits” attached to the plan?

Our Partners

Monday
9:00 am – 5:00 pm
Tuesday
9:00 am – 5:00 pm
Wednesday
9:00 am – 5:00 pm
Thursday
9:00 am – 5:00 pm
Friday
9:00 am – 5:00 pm
Saturday
Closed
Sunday
Closed

Clarity Financial, LLC

2935 Pine Lake Road, Ste. I, Lincoln, NE 68516

(402) 436-2596

Clarity Financial is not affiliated with The Leaders Group, Inc. Securities offered through The Leaders Group, Inc., Member FINRA/SIPC, 26 West Dry Creek Circle, Suite 800, Littleton, CO  80120 (303) 797-9080.